I serve as an out-of-network provider for insurance companies. Because I am a licensed psychologist in Virginia and the District of Columbia, my services qualify for reimbursement under insurance plans that offer outpatient mental health benefits. This means that you may use your insurance benefits for your therapy sessions.
My fees are generally considered to be in the acceptable range (UCR – “Usual” and “Customary”) for most insurance companies.
What is an out of network provider?
An out of network provider is a provider who has not contracted with the specific plan or insurance company to provide services for the company. Like many therapists in the area, I am not an “in-network” provider because, I prefer to make treatment recommendations and decisions independent of your insurance plan’s rules and guidelines.
How does insurance work?
The vast majority of insurance plans include some mental health benefit . Check with your plan to determine your specific benefits. Most likely your insurance company will reimburse a percentage of the cost your therapy sessions. They will do this according to your plan’s benefits package. The following factors influence the reimbursement amount: your deductible, percentage allotted (usually ranges from 50% to 100%), and number of sessions allowed per calendar year.